High Valued Homes require special handling, often requiring higher than average limits. Premier has the solution tailored to meet the needs of your VIP clients.
Target Clients
Foreign Ownership
Log Construction
Multiple Mortgages
Vacant Homes
Short Term Rentals
Coverage Available
Homes Valued $1,500,000 up to $15,000,000
All Risk Coverage
Guaranteed Replacement Cost
Personal Liability - including libel, slander, mental anguish & more
Rebuilding to Code – No Limit
Debris Removal – No Limit
Identity Fraud
Higher Special Limits for Jewelry, Incidental Business Property etc.
Personal Property Coverage provided for:
Property kept at another residence – 20% limit
Students attending college or university
Parents in a Nursing Home
Optional Mechanical Breakdown Endorsement
HVAC
Saunas
Pool Equipment
Home Automation
Sump Pumps
Optional overland water coverage
Limits up to $250,000 available in some postal codes
Includes tidal flooding (other than tsunami)
Optional Service Line Coverage
Features & Benefits
Deductible waived if loss greater than $50,000
Professional appraisal completed at no cost to the insured
Options for Higher Deductibles
Discount may be available for Automatic Water Shutoff Valve
